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Decluttering Tax Records Avadian

Using S.T.U.F.F. to DeClutter

While dealing with the STUFF of LIFE, we could use a helping hand with clearing the mental clutter swirling in our minds or the physical stuff that stops us from going after what we really want.

When a helping hand is not an option, an inspirational reminder can lift us over the obstacles created by clutter.

To help you declutter, we use the word STUFF as an apronym.

Huh?

The only difference between an apronym and an acronym is that in the former, each letter actually spells a word. I admit, I recently learned this, myself.

S.T.U.F.F.

When you find STUFF getting in the way, it’s because you haven’t Started yet.

START

Once you decide to START, define an area of clutter, and then do something about it.

Your one action will make it easier to keep going. A little progress is better than no progress and means one less thing you need to add to your growing To Do list for tomorrow.

Decluttering Tax Records AvadianAfter five consecutive Sundays of going through old paperwork for two to three hours each time, my husband and I took a break this past weekend. We’ll  return to reducing the clutter of old tax records, next Sunday.

It’s harder to Start than it is to continue. So get started with even one small step.

TRUST

When you hit that wall of resistance, you’ll need to TRUST the process and yourself.

As you build trust in the process, you’ll gain self-confidence.

I made progress in spurts over the years. The older I get, the more I realize that I need to devote the time and effort to getting this done.

I trust that the process will take time and it’s a bit easier sharing the misery while going through old tax files and statements with my husband. During five consecutive weekends, we reduced our records by eight inches. That’s a lot of shredded paper!

UNDERSTAND

Progress helps give us strength to UNDERSTAND the nature of how STUFF accumulates. This is why it’s important to go through the process of decluttering in order to learn the important lessons, which will help us prevent clutter from accumulating.

For lasting results, we can’t expect to get rid of years of stuff in one weekend.

We understand that the small steps we have taken each weekend means we’ll be finished decluttering our old tax records before the end of this month. YAAAAY. This encourages us to define another area of clutter in order to continue the process.

To avoid a future of toxic clutter, we understand now the importance of scheduling regular intervals to manage our records. Drinking wine helps make the process easier.  🙂

FOCUS

In our information-overload world, it’s hard to keep FOCUS.  Watching television becomes a major obstacle for many of us. When in a decisive moment, my hubby decided he was ready to let it go, I cancelled our service.

I didn’t realize all the mindless thoughts filling my brain until we stopped watching TV.

WOW, is Geraldo’s ego really THAT big? His almost rivals Trump’s on Celebrity Apprentice! How much gold do we really need on Gold Rush? Look at all that pristine Alaskan wilderness being torn up just for gold dust! Is Hillary going to run? What’s the deal with Kim Kardashian’s butt?

In the scheme of life, what substance do any of these thoughts add to the contributions I choose to make in our world?

Nothing. They prevent me from focusing on what matters and that is to get my life in order. FOCUSED effort on decluttering one area at a time will free my mind of distraction so that I may help you from a place of focused strength, rather than scattered weakness.

FINISH

Finally, understand that this is an organic process–things come in, they turn into piles, and then they need to go out in order to keep life from becoming toxic.

If you manage your clutter, your progress—cleared space on your desk, space in your file drawers and storage bins, will bring you a feeling of lightness and freedom from not being tied down by too much stuff.

 

What are you waiting for?

Start decluttering your stuff. Trust in the process. Understand how clutter accumulates. Focus on one area at a time and you will Finish.

For more information, click to read Start (again).

 

While Eric and I are happy to give you a helping hand…

You must first define YOUR clutter.

Old books  Avadian

What you define as clutter, I may enjoy as a walk back into time—such as reading a book or letters from the late 1800s.

While you think I should delete all my older emails, I may value following-up with an old acquaintance not forgotten. 😉

If you haven’t yet, pick up a copy to read STUFFology 101 first and then send us an email for HELP@stuffology101.com. Today, our virtual communications allow us to help you almost anywhere!

 

 

Just Say NO!

Do you feel overwhelmed? Are you experiencing that feeling of too much to do and not enough time to do it in? If you are just too busy, consider a catchphrase from the 1980’s, just say NO!

Say no to things and people that are keeping you from fulfilling your goals. Decide what is important to you each day, and act accordingly inasmuch as you are able to do so. That is, declutter the time wasters from your day.

Granted, we all have family, work, and other obligations that we must attend to each day. But think about items in your day that you might be able to delegate, or not do at all. Often we get so caught up in our daily activities that we are living on autopilot, and not really questioning the need for doing a given task.

Consider the various euphemisms for how we use time:
Temporal-Clutter
Work expands to fill the time allowed.
Time flies when you are having fun.
There are only 24 hours in a day.
Time marches on.

These imply that we cannot control our time. While it is true that all of us have the same 168 hours each week, we can control how at least some of that time is utilized.

How can you avoid temporal clutter?

In STUFFology 101: Get Your Mind Out of the Clutter we talk about temporal clutter this way, “When you feel your time is limited, look at your daily activities. Sometimes we fill our lives with activities and feel overwhelmed by how busy we are.”

Just say NO to some of those activities.

The key is to work on those things that are the most important to you, while eliminating those that are not. This may sound simplistic. But it is the simple and obvious that often must be re-learned when we are in the autopilot mode of daily living. Stop and ask yourself, “Do I really need to do this?” The answer may surprise you.

Time is a precious resource. Think hard about how you can declutter time wasters from your day. Make it a daily practice to just say NO to things and people that are keeping you from fulfilling your goals.

File Cabinet Drawer Open Avadian

We need to declutter and archive statements more often.

File Cabinet Drawer Open Avadian

The truth is my husband and I archive our records once every three years. Thirty-six months of accumulated paperwork is all our file cabinets can handle.

By this time, our files have grown so full that even the hanging folders lose their grip and collapse from the weight of being overstuffed.

It’s also about this time that my husband and I hate filing papers. It becomes a chore to try to stuff one more balanced credit union statement, one more receipt, one more paid utility bill, one more… In years past, we’d start a pile in front of the file cabinet. But we learned painful lessons over the years when having to file all that accumulated paperwork.

Late last year, my husband, David, removed all the pre-2014 paperwork and stacked all those sheets of paper into a neat pile on a shelf.

Time to Archive

It was exactly three years and one month this past weekend, when we pulled out the banker’s boxes and plastic storage bins in order to archive this paperwork among our older records.

Eeeeewwwwww. There was even a dated note on one of the bins: 12/18/2011 This bin is full.

 We need to let go of our older records.

As a STUFFologist, the thought of buying a new bin did not occur to me. Instead, using Nature’s process as noted in “Input Throughput Output,” Chapter 21 in Part Four of (click on) STUFFology 101, we needed to let go of some stuff.

It took the better part of a quarter hour to decide what we would let go and then the better part of three hours to get the job done.

We keep records of the last seven years. Anything prior to that, we reviewed and reduced to make room for the newer records.

It’s a slow process at best because it’s not simply a matter of tossing records from 2006 and earlier. You may recall I have a need to look through my paperwork one more time before letting go. So, the process will take a bit longer.

For one thing, I purchased a few stocks over a decade ago that I still own. I need to look through my paperwork to see if I still have those records. It would be much harder to get them from the brokerage as I’ve changed brokers over the years, too. I’ll need this information to calculate the long-term capital gain when I’m ready to sell.

This is the process of dealing with (click on) S.T.U.F.F.—we need to Start, Trust the process, Understand that it will take time, and Focus, in order to Finish.

David and I decided that we need to archive and de-clutter statements more often.

In one and a half weeks, we’ve set aside time to return to this process of removing our older records. This time, it should be easier since we’re not waiting three years to review and be reacquainted with our filing system. Over time, I have faith that the process will move faster as we feel strengthened by saving only what we need.

How about you? What area do you define as clutter and how can you get started with decluttering your STUFF?